Adulting

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Nomik

Carry on
Jun 19, 2016
3,973
22,555
47
Derry, NH
Have fun!! Not too much fun, peer pressure still exists way after you thought you grew out of it. Be on time, find a few friends, don't start a revolution at work unless you have something else lined up. Don't date the boss or her or his son or daughter, don't spend your first paycheck at the casino . . . Happy hour Fridays are for Uber. Laugh, don't complain about everything that everyone else is complaining about, try not to gossip too much . . .bring food for everyone, occasionally. Leave work at work. Unless, of course, you cannot.:tickled_pink:
 
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carrie's younger brother

Well-Known Member
Mar 8, 2012
5,428
25,651
NJ
Being an adult just happens and you don't even know it. You can't practice for it nor can you decide how to be an adult. Certain situations will arise and you'll know that the way you used to handle them no longer works. You'll have to stop and think for yourself and make the best decision. That's part of being an adult.

My best advice is to find a mentor or mentors. Are there certain people at work that you find yourself admiring already? People who seem sure of themselves and get the job done? What do you like about these people? Talk to them and learn. Absorb as much as you can. Maybe one of them will take you under their wing, so to speak, and get you on the right track. At 55 years old I can still remember the few "adults" who were my mentors at my first few jobs. I still practice what I learned from them and pass it along every day in some way here where I work.
 

Mr Nobody

Well-Known Member
Jul 9, 2008
3,306
9,050
Walsall, England
Serious advice: 10% of your take-home pay should go into a separate 'rainy day' account. A further 10% should be set aside for property deposit. Whether that is 10% of the total take-home or 10% of what's left after your Rainy Day Fund contribution is up to you.
And yes, it's tough; yes, it's not fun...but at some point you'll be glad you did it.

Remember also that, while overdrafts, loans and credit cards can be helpful in a pinch (though if you've saved you should never need to go overdrawn), it is NOT free/extra money to spend. It is debt, pure and simple. Do it in an emergency if you absolutely must, but otherwise steer clear. If you do put something on a card - an urgent car repair so you can get to work, say - leave it at that and get it cleared asap (and never, ever just pay the minimum required; always pay the minimum plus 10-20% if you can and remember to factor in any payment protection charges - they don't always get added to the payment advice. Preferably you'd be able to clear the lot, but that'd depend on how deep you'd gone).

If you get stressed (and you will), do not take it out on others, especially at home. It's not their fault and there is nothing they can do to change it.
(Beware, though: this one is very much a case of 'easier said than done'. Just remember that they don't have to be there, and if you don't get a handle on your sh!t, they won't be for long.)

Look after yourself. Seriously. You'd be amazed at how quickly your fitness and health levels can (and will) drop if you don't take care, and it's insidious because it happens without you noticing in the day-to-day.
That's not to say don't enjoy a beer or burger or stuff from a takeaway. Just keep it in moderation. That little racing bike tyre that appears round your middle can become a motorbike tyre, a car tyre, a truck tyre PDQ. Keep the weight off. If nothing else your knees will thank you later on.