Shredded seasoned chicken or ground beef or ground turkey, each seasoned with chili powder, cumin, garlic, pepper, crushed red pepper, paprika, maybe cilantro, and probably a few speciality spices.
Chopped sauteed onions. Maybe some chopped bell pepper, orange or red, thrown in the skillet too. Along with either Anaheim or poblanos.
Black olives.
Refritos in scattered little glops.
Maybe jalapenos, maybe not. Depends on the crowd.
Stack chips and all that in layers. Grated cheese all over it. Our family is a dairy family. Cheese is at the top of the food pyramid in our gene pool.
Microwave till the cheese melts, and serve with salsa, sour cream, and my own guacamole, all on the side for dipping.